- 401K: ON TRACK
Keep the current 6% 401K contribution
Aim for "401K to grow at 10%" My 7020.45 deposit for 401K should grow to 7722.495 - ESPP: ON TRACK
Keep the current 15% ESPP contribution
My 5850.36 contribution for ESPP @ 10% returns should grow to 6435.396 - Emergency fund: NOT STARTED
Should reach 30,000. Currently its 23,735.14, so I should add 6,264.86. But since I get 5% interest (at least 720 per year), I need to add 5544.86 so thats 462 per month - Vanguard account: NOT STARTED
Open a Vanguard account
Buy an Index fund VFINX
Buy an ETF - Personal stocks: NOT STARTED
Buy a couple of stocks - Net Asset Value: NOT STARTED
Should be 70-75K around Dec'07
401K 7020.45 @ 10% returns 7722.495
ESPP 487.53 * 12 = 5850.36 @ 10% returns 6435.396
Put 6000 in savings account + 5% interest 6720
Put 5000 in investments @ 10% returns 5500
Personal
- Dental: NOT STARTED
Complete all teeth fillings
Teeth whitening - Acne:
Apply the acne cream every day
Acne free face by next December - Hair: NOT STARTED
Have a new hair style!! - Body: NOT STARTED
Current weight: 170 pounds Target weight 155-160 pounds
Flatter belly
Muscles begining to show :)
Maintain healthy diet
Career
- Perks should grow by same amount or higher as compared to last year
- Salary should grow by same amount or higher as compared to last year
Stretch Goals
- Money generating website: NOT STARTED
Create a website that sells a product - Investments should give 15% returns
- Monthly salary in hand = 3400. Approximate expenses = 2500. Saving = 900 per month
Yearly saving = 10800
Should save 1000-1100 per month. Should save 12000-13000 per year - Create a solid plan to buy a house
- Read 10 books related to Finance, Alternate sources of income and Management
- Find a girl friend:)
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